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GENEVA FINANCE

Debenture Stock Certificate

Exemption Date - 6 August 1990

ACTUAL INCOME AND ASSET DETAILS TO BE HELD

Asset Value

Effective Date

8.5%

of the face value of the investment

24 January 1992

10%

of the face value of the investment

12 April 1991

13%

of the face value of the investment

25 January 1991

100%

of the face value of the investment

6 August 1990

Income Value

0%

no actual income is being paid

6 August 1990