Table of Life Expectancy for Income Streams with a Commencement Day on or after 01/05/93 to 31/12/95

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Last amended: 13 May 2008

How to use life expectancy tables

The following table shows how to select and use the appropriate life expectancy table in the assessment of an income stream.

Step	Action
1	Determine the commencement day of the income stream to be assessed and ensure that the correct table is used. More → Life expectancy tables Section 10.5.7 More → (go back)
2	Determine which persons the relevant number must be obtained for. More → Relevant number 10.5.2/Asset Test Exempt Income Streams – Lifetime 10.5.2/Asset Test Exempt Income Streams – Life Expectancy 10.5.2/Asset Test Exempt Income Streams – Defined Benefit 10.5.2/Asset Test Exempt Income Streams – Market Linked More → (go back)
3	Look down the age column to find the age of those persons at the commencement day in whole years.
4	Move across to the corresponding life expectancy factor (one for males, the other for females)

Table of life expectancy

The following table shows life expectancy factors used for calculating the relevant number for males and females. The factors are based on the 1985 to 1987 life tables, published by the Australian Government Actuary.

The table relates to income streams with a commencement day on or after 1 May 1993 but before 1 January 1996. The age used refers to the age on the income stream's commencement day.

Age	M	F	Age	M	F	Age	M	F
15	58.83	65.07	44	31.68	36.99	73	9.80	12.69
16	57.85	64.09	45	30.76	36.05	74	9.28	12.02
17	56.90	63.11	46	29.85	35.11	75	8.78	11.37
18	55.96	62.14	47	28.94	34.18	76	8.30	10.75
19	55.04	61.17	48	28.04	33.26	77	7.84	10.14
20	54.13	60.21	49	27.16	32.34	78	7.40	9.55
21	53.21	59.24	50	26.28	31.43	79	6.98	8.98
22	52.30	58.27	51	25.41	30.52	80	6.58	8.44
23	51.38	57.30	52	24.55	29.62	81	6.20	7.92
24	50.45	56.33	53	23.70	28.73	82	5.84	7.42
25	49.52	55.35	54	22.86	27.84	83	5.50	6.95
26	48.59	54.38	55	22.04	26.96	84	5.18	6.51
27	47.66	53.41	56	21.23	26.08	85	4.89	6.09
28	46.72	52.43	57	20.44	25.22	86	4.62	5.69
29	45.78	51.46	58	19.65	24.35	87	4.38	5.32
30	44.84	50.49	59	18.89	23.50	88	4.16	4.98
31	43.90	49.51	60	18.13	22.65	89	3.97	4.66
32	42.95	48.54	61	17.39	21.81	90	3.79	4.37
33	42.01	47.57	62	16.67	20.98	91	3.64	4.10
34	41.06	46.60	63	15.96	20.16	92	3.50	3.86
35	40.12	45.63	64	15.27	19.35	93	3.37	3.65
36	39.17	44.66	65	14.60	18.56	94	3.24	3.45
37	38.22	43.69	66	13.93	17.77	95	3.12	3.27
38	37.28	42.72	67	13.29	17.00	96	3.00	3.11
39	36.34	41.76	68	12.66	16.24	97	2.89	2.97
40	35.40	40.80	69	12.05	15.50	98	2.78	2.84
41	34.46	39.84	70	11.46	14.77	99	2.67	2.72
42	33.53	38.89	71	10.89	14.06	100	2.57	2.62
43	32.60	37.94	72	10.33	13.37