Where a 'prescribed child' is under 18, his/her share of the lump sum must be held in an interest bearing trust fund operated by the MRCC, until such time as the child turns 18. See 4.14 for discussion of the procedure for arranging a trust fund and 4.15 for the administration of that fund (including access by parents/guardians).

'Prescribed children' over 18 but under 25 are responsible for their own affairs and must be paid the lump sum directly i.e. not via a trust fund.