External
This category is for more complex claims, where the condition is of longer duration, more severe in nature and has higher associated costs.
Risk Type 2 claims will usually require greater and more careful management, including investigation of liability, early rehabilitation intervention and ongoing observation.
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Example |
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'Stress' claims form the major component of this group. |
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Other claims that fall into this category include all death claims, all diseases, major back injuries, serious motor vehicle accident injuries, skylarking or injuries intentionally self-inflicted and injuries resulting from serious or wilful misconduct. |