4.6 Payment of Private Insurance Benefits

Any payments received via settlement of private insurance matters will not affect a client’s entitlement to either permanent impairment or incapacity compensation under the MRCA and there is no requirement to “offset” these payments against any MRCA benefits (as occurs with payments for common law damages).

Refer to Chapter 2 of the handbook “Claims” for more information on the definition of private insurance benefits and the basis for excluding them from the recovery provisions contained in the Act.