External

If the Commissioner for Superannuation considered that there was a risk that the contributor would not reach maximum retiring age because of a condition identified at the time of initial entrance examination, a Benefit Classification Certificate (BCC) was issued.

If:

  • after commencing with the Commonwealth, and

  • before 20 years service was reached,

that condition resulted in invalidity retirement or death, the BCC would be looked at to see whether the retirement/death was:

  • substantially contributed to by the condition specified in the BCC; or

  • substantially contributed to by a related condition.

NB  A BCC does not apply to age retirement or where the employee has had more than 20 years contributory service.