Actuary Tables Used For Age Adjusting Lump Sum Payments

Use of Actuary Tables

Life Tables, based from data provided by the Australian Government Actuary, are used for the calculations of a range of different payments available under Veterans’ Entitlements Act 1986 (VEA), the Military Rehabilitation and Compensation Act 2004 (MRCA) and the Military Rehabilitation and Compensation (Consequential and Transitional Provisions) Act 2004 (MRC(C&TP)A).

Life tables change from time to time as living conditions improve and both men and women enjoy an increasing average life expectancy. The Australian Government Actuary issues instructions and data to the Department of Veterans’ Affairs on how to apply the respective Life Tables to different calculations. These life tables are used to apply to calculating age-based lump sums and for converting lump sums to weekly payment equivalents. This helps ensure that a person receives the same amount of compensation, irrespective of the method of payment and that people are compensated appropriately.

More detailed information on the application of life tables to different payment calculations can be viewed via the CLIK Policy section on the relevant payment (for example MRCA Permanent Impairment Lump Sum use of life tables are detailed in Chapter 5 – Part 11.2 [2], of the PI manual)

Last amended: 26 March 2013

Conversion factors - permanent impairment periodic payments to lump sums where the election for lump sum is made on or before 15 January 2010

This table converts a weekly payment for permanent impairment to a lump sum. Please note that the MRCA enables the maximum lump sum to be paid for males up to age 30.

Factors for converting weekly amount (under section 68, 71 or 75(2)) to a lump sum under section 78 of the MRCA where the election is made on or before 15 January 2010
Age Next Birthday at the Notice Date	Male	Female	Age Next Birthday at the Notice Date	Male	Female
Up to 31	1310.4	1310.4	61	785.7	887.3
32	1298.3	1310.4	62	763.3	865.7
33	1285.9	1310.4	63	740.9	843.8
34	1273.1	1310.4	64	718.4	821.5
35	1259.9	1310.4	65	695.8	798.9
36	1246.4	1310.4	66	673.1	775.9
37	1232.4	1299.7	67	650.5	752.7
38	1218.1	1286.7	68	627.8	729.2
39	1203.4	1273.2	69	605.1	705.5
40	1188.4	1259.5	70	582.6	681.6
41	1172.9	1245.4	71	560.1	657.5
42	1157.1	1230.9	72	537.8	633.4
43	1140.9	1216.1	73	515.8	609.3
44	1124.3	1200.9	74	494.0	585.2
45	1107.3	1185.4	75	472.6	561.2
46	1089.9	1169.5	76	451.6	537.3
47	1072.1	1153.2	77	431.1	513.3
48	1053.9	1136.5	78	411.1	489.3
49	1035.3	1119.5	79	391.6	465.5
50	1016.3	1102.1	80	372.8	442.1
51	996.9	1084.4	81	354.3	419.3
52	977.2	1066.2	82	336.2	397.1
53	957.0	1047.8	83	318.5	375.8
54	936.6	1028.9	84	301.7	355.3
55	915.8	1009.7	85	285.9	335.9
56	894.7	990.2	86	271.3	317.4
57	873.3	970.3	87	258.0	299.9
58	851.7	950.1	88	246.0	283.4
59	829.9	929.5	89	235.1	268.0
60	807.9	908.6	90 and above	225.4	253.5

Example: A male aged 38 next birthday would be entitled to a lump sum of:

1218.1 x the weekly amount of permanent impairment compensation payable.

Conversion factors - permanent impairment periodic payments to lump sums where the election for lump sum is made after 15 January 2010 and before 4 May 2015

This table converts a weekly payment for permanent impairment to a lump sum. Please note that the MRCA enables the maximum lump sum to be paid for males up to age 30.

Factors for converting weekly amount (under section 68, 71 or 75(2)) to a lump sum under section 78 of the MRCA where the election is made after 15 January 2010 and before 4 May 2015
Age Next Birthday at the Notice Date	Male	Female	Age Next Birthday at the Notice Date	Male	Female
Up to 31	1326.1	1326.1	61	814.3	903.9
32	1314.3	1326.1	62	791.9	882.2
33	1302.0	1326.1	63	769.4	860.2
34	1289.5	1326.1	64	746.7	837.8
35	1276.6	1326.1	65	723.9	815.0
36	1263.4	1323.6	66	701.0	791.8
37	1249.8	1311.1	67	677.9	768.2
38	1235.8	1298.2	68	654.8	744.3
39	1221.5	1285.1	69	631.5	720.1
40	1206.8	1271.6	70	608.1	695.6
41	1191.7	1257.7	71	584.6	670.8
42	1176.3	1243.6	72	560.0	645.9
43	1160.6	1229.1	73	537.3	620.9
44	1144.4	1214.2	74	513.7	595.7
45	1127.9	1199.0	75	490.4	570.6
46	1111.0	1183.4	76	467.6	545.4
47	1093.7	1167.5	77	445.2	520.3
48	1076.1	1151.2	78	423.2	495.3
49	1058.1	1134.6	79	401.7	470.4
50	1039.8	1117.6	80	380.7	445.9
51	1021.1	1100.3	81	360.3	421.7
52	1002.0	1082.4	82	340.4	397.9
53	982.5	1064.2	83	321.2	374.8
54	962.7	1045.5	84	302.7	352.4
55	942.5	1026.5	85	285.1	330.7
56	922.0	1007.0	86	268.3	310.0
57	901.1	987.2	87	252.5	290.3
58	879.8	966.9	88	237.7	271.6
59	858.2	946.3	89	224.1	254.0
60	836.4	925.3	90 and above	211.6	237.7

Example: A male aged 38 next birthday would be entitled to a lump sum of:

1235.8 x the weekly amount of permanent impairment compensation payable.

Conversion factors - permanent impairment periodic payments to lump sums where the election for lump sum is made on or after 1 March 2021

Date published

Friday, April 9, 2021

Last amended

Friday, April 9, 2021

This table converts a weekly payment for permanent impairment to a lump sum. Please note the MRCA enables the maximum lump sum to be paid for males up to age 30.

Factors for converting weekly amount (under s68, 71 or 75(2)) to a lump sum under s78(5) of the MRCA where the election is made on or after 1 March 2021
Age Next Birthday at the Notice Date	Male	Female	Age Next Birthday at the Notice Date	Male	Female
Up to 31	1343.6	1343.6	61	852.0	928.2
32	1332.0	1343.6	62	830.4	906.7
33	1320.1	1343.6	63	808.5	884.8
34	1307.9	1343.6	64	786.2	862.4
35	1295.4	1343.6	65	763.6	839.6
36	1282.5	1336.4	66	740.6	816.4
37	1269.3	1324.3	67	717.4	792.8
38	1255.9	1311.9	68	693.9	768.8
39	1242.1	1299.1	69	670.2	744.6
40	1227.9	1286.0	70	646.3	720.0
41	1213.5	1272.6	71	622.2	695.1
42	1198.7	1258.8	72	598.1	670.1
43	1183.6	1244.7	73	573.9	644.8
44	1168.1	1230.3	74	549.8	619.3
45	1152.3	1215.5	75	525.7	593.7
46	1136.2	1200.4	76	501.6	568.0
47	1119.7	1185.0	77	477.7	542.2
48	1102.9	1169.2	78	454.0	516.4
49	1085.7	1153.0	79	430.6	490.7
50	1068.1	1136.4	80	407.5	465.2
51	1050.2	1119.5	81	384.9	440.0
52	1031.9	1102.2	82	363.0	415.1
53	1013.2	1084.5	83	341.6	390.8
54	994.2	1066.4	84	321.1	367.0
55	974.8	1047.9	85	301.5	343.9
56	955.1	1029.0	86	282.8	321.6
57	935.1	1009.7	87	265.1	300.3
58	914.8	990.0	88	248.6	280.0
59	894.2	969.9	89	233.2	260.7
60	873.2	949.3	90 and above	219.2	242.7

Conversion factors - permanent impairment periodic payments to lump sums where the election for lump sum is made on or after 4 May 2015

This table converts a weekly payment for permanent impairment to a lump sum. Please note that the MRCA enables the maximum lump sum to be paid for males up to age 30.

Factors for converting weekly amount (under s68, 71 or 75(2)) to a lump sum under s78(5) of the MRCA where the election is made on or after 4 May 2015
Age Next Birthday at the Notice Date	Male	Female	Age Next Birthday at the Notice Date	Male	Female
Up to 31	1337.3	1337.3	61	835.4	916.7
32	1325.6	1337.3	62	813.3	895.1
33	1313.5	1337.3	63	790.9	873.1
34	1301.2	1337.3	64	768.2	850.7
35	1288.6	1337.3	65	745.4	827.9
36	1275.6	1330.7	66	722.3	804.7
37	1262.2	1318.3	67	699.0	781.1
38	1248.5	1305.7	68	675.4	757.2
39	1234.5	1292.7	69	651.7	732.9
40	1220.1	1279.5	70	627.7	708.4
41	1205.3	1265.8	71	603.6	683.6
42	1190.2	1251.9	72	579.5	658.6
43	1174.7	1237.6	73	555.2	633.4
44	1158.9	1223.0	74	531.1	608.1
45	1142.7	1208.0	75	507.0	582.7
46	1126.1	1192.6	76	483.2	557.2
47	1109.2	1177.0	77	459.6	531.6
48	1091.9	1160.9	78	436.3	506.0
49	1074.2	1144.5	79	413.4	480.5
50	1056.2	1127.7	80	391.0	455.1
51	1037.9	1110.5	81	369.1	429.9
52	1019.2	1093.0	82	347.8	405.2
53	1000.1	1075.0	83	327.1	380.9
54	980.7	1056.6	84	307.2	357.3
55	961.0	1037.9	85	288.1	334.5
56	941.0	1018.7	86	269.9	312.5
57	920.5	999.1	87	252.6	291.5
58	899.8	979.1	88	236.3	271.6
59	878.6	958.7	89	220.9	252.7
60	857.2	937.9	90 and above	206.7	235.1

Converting wholly dependent partners' weekly compensation following death periodic payments to a lump sum where the date of the member's death is on or before 15 January 2010.

This table converts a weekly compensation following death payment to a lump sum.

Partner's age-based numbers for use under sub-section 234(4) of the MRCA where the date of the member' death is on or before 15 January 2010
Partner's age next birthday on the date of the member's death	Male Partner	Female Partner	Partner's age next birthday on the date of the member's death	Male Partner	Female Partner
18	1607.5	1673.7	55	973.8	1080.3
19	1596.2	1663.2	56	949.9	1057.8
20	1584.8	1652.5	57	925.9	1035.0
21	1573.1	1641.6	58	901.7	1011.9
22	1561.1	1630.4	59	877.3	988.5
23	1548.9	1618.9	60	852.7	964.8
24	1536.4	1607.2	61	828.1	940.8
25	1523.6	1595.1	62	803.4	916.5
26	1510.6	1582.8	63	778.6	891.9
27	1497.3	1570.1	64	753.8	867.1
28	1483.7	1557.2	65	729.1	841.9
29	1469.7	1543.9	66	704.3	816.5
30	1455.4	1530.3	67	679.7	790.8
31	1440.7	1516.4	68	655.0	765.0
32	1425.6	1502.2	69	630.5	738.9
33	1410.1	1487.7	70	606.2	712.8
34	1394.3	1472.8	71	582.0	686.7
35	1378.0	1457.6	72	558.1	660.5
36	1361.4	1442.1	73	534.5	634.4
37	1344.4	1426.2	74	511.3	608.4
38	1327.0	1410.0	75	488.5	582.7
39	1309.2	1393.5	76	466.2	557.0
40	1291.1	1376.6	77	444.5	531.4
41	1272.5	1359.3	78	423.3	505.8
42	1253.6	1341.7	79	402.8	480.6
43	1234.3	1323.8	80	383.0	455.8
44	1214.6	1305.4	81	363.6	431.7
45	1194.6	1286.7	82	344.7	408.4
46	1174.1	1267.7	83	326.2	386.0
47	1153.3	1248.3	84	308.7	364.6
48	1132.1	1228.5	85	292.3	344.2
49	1110.5	1208.4	86	277.1	324.9
50	1088.6	1187.9	87	263.3	306.7
51	1066.3	1167.0	88	250.8	289.5
52	1043.6	1145.9	89	239.6	273.5
53	1020.6	1124.3	90 and above	229.6	258.5
54	997.3	1102.5

Example: A widow aged 42 next birthday would be entitled to a lump sum payment of compensation following the death of the member of:

1341.7 x the weekly amount of compensation following death.

Converting wholly dependent partners' weekly compensation following death periodic payments to a lump sum where the date of the member's death is after 15 January 2010 and before 4 May 2015

This table converts a weekly compensation following death payment to a lump sum.

Partner's age-based numbers for use under sub-section 234(4) of the MRCA where the date of the member's death is after 15 January 2010 and before 4 May 2015
Partner's age next birthday on the date of the member's death	Male Partner	Female Partner	Partner's age next birthday on the date of the member's death	Male Partner	Female Partner
18	1625.8	1683.9	55	1003.7	1099.1
19	1614.6	1673.6	56	980.3	1076.6
20	1603.3	1663.1	57	956.7	1053.7
21	1591.7	1652.3	58	932.7	1030.5
22	1579.9	1641.2	59	908.4	1007.0
23	1567.8	1629.9	60	884.0	983.1
24	1555.4	1618.3	61	859.3	959.0
25	1542.7	1606.4	62	834.5	934.5
26	1529.7	1594.2	63	809.6	909.7
27	1516.4	1581.7	64	784.5	884.6
28	1502.8	1568.9	65	759.4	859.2
29	1488.9	1555.9	66	734.3	833.4
30	1474.6	1542.5	67	709.0	807.4
31	1460.1	1528.8	68	683.8	781.0
32	1445.2	1514.8	69	658.5	754.4
33	1429.9	1500.5	70	633.2	727.6
34	1414.3	1485.8	71	607.8	700.6
35	1398.4	1470.8	72	582.4	673.5
36	1382.0	1455.5	73	557.0	646.4
37	1365.3	1439.9	74	531.8	619.3
38	1348.3	1423.9	75	507.0	592.3
39	1330.9	1407.6	76	482.8	565.3
40	1313.1	1391.0	77	459.0	538.5
41	1294.9	1374.0	78	435.8	511.8
42	1276.4	1356.7	79	413.1	485.4
43	1257.5	1339.0	80	391.1	459.4
44	1238.3	1321.0	81	369.6	433.9
45	1218.7	1302.6	82	348.8	408.9
46	1198.8	1283.9	83	328.7	384.6
47	1178.5	1264.8	84	309.5	361.1
48	1157.8	1245.4	85	291.1	338.5
49	1136.8	1225.6	86	273.7	316.9
50	1115.5	1205.5	87	257.4	296.4
51	1093.8	1185.0	88	242.1	277.0
52	1071.8	1164.1	89	228.0	258.9
53	1049.4	1142.8	90 and above	215.1	242.0
54	1026.7	1121.1

Example: A widow aged 42 next birthday would be entitled to a lump sum payment of compensation following the death of the member of:

1356.7 x the weekly amount of compensation following death.

Converting wholly dependent partners' weekly compensation following death periodic payments to a lump sum where the date of the member's death is on or after 4 May 2015

Partner’s age-based numbers for use under s 236(5) of the MRCA where the date of the member's death is on or after 4 May 2015
Partner’s age next birthday on the date of the member’s death	Male Partner	Female Partner	Partner’s age next birthday on the date of the member’s death	Male Partner	Female Partner
18	1638.1	1690.1	56	1001.7	1089.8
19	1627.1	1679.9	57	978.5	1067.2
20	1615.9	1669.5	58	954.9	1044.3
21	1604.5	1658.9	59	931.1	1020.9
22	1592.8	1648.0	60	907.0	997.2
23	1580.8	1636.8	61	882.5	973.1
24	1568.4	1625.3	62	857.9	948.7
25	1555.8	1613.5	63	833.0	923.9
26	1542.9	1601.4	64	807.9	898.8
27	1529.7	1589.1	65	782.7	873.3
28	1516.2	1576.4	66	757.3	847.5
29	1502.4	1563.5	67	731.7	821.4
30	1488.3	1550.2	68	706.0	795.0
31	1473.9	1536.7	69	680.1	768.3
32	1459.2	1522.8	70	654.1	741.4
33	1444.1	1508.7	71	628.1	714.3
34	1428.7	1494.2	72	602.0	687.1
35	1413.0	1479.4	73	576.0	659.8
36	1396.9	1464.3	74	550.2	632.5
37	1380.5	1448.9	75	524.5	605.1
38	1363.7	1433.1	76	499.1	577.7
39	1346.6	1417.0	77	474.0	550.3
40	1329.1	1400.6	78	449.4	523.0
41	1311.2	1383.8	79	425.3	495.9
42	1293.0	1366.7	80	401.6	469.0
43	1274.4	1349.2	81	378.7	442.4
44	1255.4	1331.4	82	356.3	416.3
45	1236.1	1313.3	83	334.8	390.9
46	1216.5	1294.8	84	314.1	366.2
47	1196.4	1276.0	85	294.2	342.3
48	1176.1	1256.8	86	275.3	319.5
49	1155.4	1237.2	87	257.4	297.6
50	1134.4	1217.3	88	240.5	276.9
51	1113.1	1197.0	89	224.7	257.4
52	1091.4	1176.3	90 and above	210.0	239.2
53	1069.4	1155.3
54	1047.2	1133.8
55	1024.6	1112.0

Age-adjustment of wholly dependent partners' lump sum additional compensation following death where the date of the member's death is on or before 15 January 2010

This table is used to calculate the additional compensation payment following death payable to a wholly dependent partner at a given age. Please note that the MRCA enables the maximum lump sum to be paid for wholly dependent partners aged 40 or under at the time of the member's or former member's death.

Partner's age-based number under sub-section 234(2) of the MRCA where the date of the member's death is on or before 15 January 2010
Partner's age next birthday on the date of the member's death	Partner's age based number	Partner's age next birthday on the date of the member's death	Partner's age based number
Up to 41	1.0000	66	0.6231
42	0.9884	67	0.6044
43	0.9765	68	0.5855
44	0.9643	69	0.5665
45	0.9518	70	0.5473
46	0.9391	71	0.5280
47	0.9260	72	0.5086
48	0.9126	73	0.4892
49	0.8989	74	0.4699
50	0.8850	75	0.4507
51	0.8707	76	0.4314
52	0.8562	77	0.4122
53	0.8413	78	0.3929
54	0.8262	79	0.3738
55	0.8108	80	0.3550
56	0.7951	81	0.3366
57	0.7791	82	0.3189
58	0.7629	83	0.3017
59	0.7463	84	0.2853
60	0.7295	85	0.2697
61	0.7125	86	0.2548
62	0.6951	87	0.2408
63	0.6775	88	0.2276
64	0.6596	89	0.2152
65	0.6415	90	0.2036

Example: A widow aged 42 on the date of death where the death was due to service would receive a lump sum of:

0.9765 x the maximum additional compensation payment following death.

Age-adjustment of wholly dependent partners' lump sum additional compensation following death where the date of the member's death is after 15 January 2010 and before 4 May 2015

This table is used to calculate the additional compensation following death payable to a wholly dependent partner at a given age. Please note that the MRCA enables the maximum lump sum to be paid for wholly dependent partners aged 40 or under at the time of the member's or former member's death.

Partner's age-based number under sub-section 234(2) of the MRCA where the date of the member's death is after 15 January 2010 and before 4 May 2015
Partner's age next birthday on the date of the member's death	Partner's age based number	Partner's age next birthday on the date of the member's death	Partner's age based number
Up to 41	1.0000	66	0.6295
42	0.9887	67	0.6108
43	0.9772	68	0.5918
44	0.9654	69	0.5725
45	0.9533	70	0.5530
46	0.9409	71	0.5334
47	0.9283	72	0.5136
48	0.9153	73	0.4936
49	0.9021	74	0.4737
50	0.8886	75	0.4537
51	0.8747	76	0.4336
52	0.8606	77	0.4137
53	0.8461	78	0.3938
54	0.8313	79	0.3740
55	0.8162	80	0.3545
56	0.8007	81	0.3352
57	0.7849	82	0.3164
58	0.7680	83	0.2980
59	0.7524	84	0.2801
60	0.7357	85	0.2630
61	0.7187	86	0.2465
62	0.7015	87	0.2308
63	0.6839	88	0.2159
64	0.6661	89	0.2020
65	0.6480	90	0.1890

Example: A widow aged 42 on the date of death where the death was due to service would receive a lump sum of:

0.9772 x the maximum additional compensation payment following death.

Age-adjustment of wholly dependent partners' lump sum additional compensation following death where the date of the member's death is on or after 4 May 2015

Partner’s age-based number under s234(2) of the MRC Act of the MRCA where the date of the member's death is on or after 4 May 2015
Partner’s age next birthday on the date of the member’s death	Partner’s age based number	Partner’s age next birthday on the date of the member’s death	Partner’s age based number
Up to 41	1.0000	66	0.6357
42	0.9890	67	0.6170
43	0.9777	68	0.5981
44	0.9661	69	0.5790
45	0.9543	70	0.5596
46	0.9422	71	0.5400
47	0.9298	72	0.5203
48	0.9171	73	0.5004
49	0.9041	74	0.4804
50	0.8909	75	0.4603
51	0.8773	76	0.4402
52	0.8634	77	0.4200
53	0.8492	78	0.3998
54	0.8347	79	0.3796
55	0.8199	80	0.3595
56	0.8048	81	0.3396
57	0.7893	82	0.3201
58	0.7735	83	0.3009
59	0.7574	84	0.2823
60	0.7409	85	0.2642
61	0.7242	86	0.2469
62	0.7071	87	0.2303
63	0.6897	88	0.2145
64	0.6720	89	0.1997
65	0.6540	90	0.1857

Conversion of Commonwealth-funded portion of lump sum superannuation to a weekly amount on or before 15 January 2010

This table is used to convert the Commonwealth-funded portion of lump sum superannuation payment to a weekly payment that can be used to calculate the weekly amount of incapacity payments or SRDP to which a person is entitled.

Superannuation aged-based numbers under sections 135 and 136 of the MRCA whenever those sections are applied for a person on or before 15 January 2010
Age Next Birthday on the day on which the lump sum is paid	Male	Female	Age Next Birthday on the day on which the lump sum is paid	Male	Female
20	986.7	1008.4	46	834.8	878.1
21	983.5	1005.7	47	825.0	869.7
22	980.2	1002.9	48	814.8	861.1
23	976.7	999.9	49	804.2	852.0
24	973.1	996.8	50	793.3	842.7
25	969.3	993.5	51	781.9	833.0
26	965.4	990.1	52	770.1	822.9
27	961.3	986.5	53	757.9	812.5
28	957.1	982.8	54	745.4	801.8
29	952.6	978.8	55	732.5	790.7
30	947.9	974.7	56	719.2	779.2
31	943.0	970.4	57	705.5	767.4
32	937.8	965.9	58	691.5	755.2
33	932.3	961.2	59	677.2	742.6
34	926.6	956.2	60	662.5	729.6
35	920.6	951.1	61	647.6	716.2
36	914.4	945.7	62	632.4	702.4
37	907.8	940.2	63	616.9	688.2
38	901.0	934.3	64	601.2	673.5
39	893.9	928.3	65	585.2	658.5
40	886.4	921.9
41	878.7	915.4
42	870.6	908.5
43	862.2	901.3
44	853.4	893.9
45	844.3	886.2

Conversion of Commonwealth-funded portion of lump sum superannuation to a weekly amount after 15 January 2010 and before 4 May 2015

Superannuation aged-based numbers under sections 135 and 136 of the MRCA whenever those sections are first applied for a person after 15 January 2010 and before 4 May 2015
Age Next Birthday on the day on which the lump sum is paid	Male	Female	Age Next Birthday on the day on which the lump sum is paid	Male	Female
20	993.0	1011.7	46	846.6	886.0
21	989.9	1009.0	47	837.3	878.0
22	986.7	1006.3	48	827.6	869.6
23	983.3	1003.4	49	817.6	861.0
24	979.8	1000.4	50	807.2	852.0
25	976.1	997.2	51	796.5	842.7
26	972.2	993.9	52	785.4	833.0
27	968.2	990.4	53	774.0	823.0
28	963.9	986.8	54	762.1	812.5
29	959.5	983.0	55	749.8	801.7
30	954.9	979.0	56	737.2	790.4
31	950.1	974.9	57	724.1	778.7
32	945.1	970.5	58	710.6	766.7
33	939.8	965.0	59	696.7	754.2
34	934.3	961.2	60	682.5	741.3
35	928.5	956.3	61	667.9	728.0
36	922.5	951.1	62	653.0	714.3
37	916.2	945.7	63	637.7	700.2
38	909.7	940.1	64	622.2	685.6
39	902.9	934.2	65	606.3	670.5
40	895.7	928.1
41	888.3	921.8
42	880.6	915.1
43	872.6	908.3
44	864.2	901.1
45	855.6	893.7

Conversion of Commonwealth-funded portion of lump sum superannuation to a weekly amount on or after 4 May 2015

Superannuation aged-based numbers under sections 135 and 136 of the MRCA whenever those sections are first applied for a person on or after 4 May 2015
Age Next Birthday on the day on which the lump sum is paid	Male	Female	Age Next Birthday on the day on which the lump sum is paid	Male	Female
20	997.1	1013.4	46	854.8	890.8
21	994.1	1010.8	47	845.8	883.0
22	990.9	1008.2	48	836.5	874.9
23	987.6	1005.4	49	826.8	866.4
24	984.1	1002.4	50	816.8	857.7
25	980.5	999.3	51	806.4	848.6
26	976.7	996.1	52	795.7	839.1
27	972.7	992.7	53	784.6	829.3
28	968.6	989.1	54	773.2	819.1
29	964.2	985.4	55	761.5	808.6
30	959.7	981.5	56	749.3	797.6
31	955.0	977.4	57	736.8	786.2
32	950.1	973.1	58	723.8	774.4
33	945.0	968.7	59	710.5	762.2
34	939.7	964.1	60	696.7	749.6
35	934.1	959.2	61	682.5	736.5
36	928.3	954.2	62	668.0	723.0
37	922.2	949.0	63	653.0	709.0
38	915.9	943.5	64	637.7	694.5
39	909.3	937.8	65	622.0	679.6
40	902.4	931.8
41	895.2	925.6
42	887.7	919.2
43	880.0	912.5
44	871.9	905.6
45	863.5	898.3

Conversion of a lump sum payment made under the SRCA to a weekly amount

This table is used to convert a lump sum paid under section 24, 25 or 27 of the SRCA to a weekly payment that can be used to calculate the weekly amount of permanent impairment payments or SRDP to which a person is entitled.

Age-based numbers for converting a lump sum paid under the SRCA, and paid on or after 1 December 1988 and before 1 January 1991, to an equivalent lifetime weekly amount for the purposes of ss13 and 14 of the MRC(C&TP)A
Age Next Birthday at the date of payment of the lump sum	Male	Female	Age Next Birthday at the date of payment of the lump sum	Male	Female
18	1380.7	1455.7	56	765.8	905.3
19	1371.3	1447.1	57	744.2	884.4
20	1361.8	1438.3	58	722.5	863.3
21	1352.2	1429.2	59	700.8	841.8
22	1342.2	1419.8	60	679.1	820.1
23	1331.7	1410.2	61	657.4	798.1
24	1320.8	1400.2	62	635.7	775.9
25	1309.5	1389.9	63	614.1	753.4
26	1297.8	1379.3	64	592.6	730.8
27	1285.6	1368.5	65	571.2	707.9
28	1273.0	1357.2	66	550.1	684.9
29	1260.0	1345.7	67	529.2	661.7
30	1246.5	1333.8	68	508.5	638.5
31	1232.6	1321.5	69	488.2	615.2
32	1218.2	1308.9	70	468.2	591.8
33	1203.3	1296.0	71	448.7	568.5
34	1187.9	1282.7	72	429.5	545.2
35	1172.2	1269.0	73	410.8	521.9
36	1156.0	1255.0	74	392.5	498.8
37	1139.4	1240.7	75	374.8	475.9
38	1122.4	1226.0	76	357.5	453.2
39	1105.0	1211.0	77	340.8	430.8
40	1087.2	1195.6	78	324.5	408.9
41	1069.1	1179.9	79	308.8	387.4
42	1050.7	1163.9	80	293.6	366.5
43	1031.9	1147.5	81	278.9	346.3
44	1012.8	1130.8	82	264.8	326.8
45	993.4	1113.8	83	251.2	308.1
46	973.7	1096.5	84	238.1	290.2
47	953.8	1078.8	85	225.6	273.2
48	933.6	1060.8	86	213.7	257.0
49	913.3	1042.5	87	202.4	241.8
50	892.7	1023.9	88	191.6	227.5
51	871.9	1004.9	89	181.4	214.0
52	850.9	985.6	90	171.9	201.3
53	829.8	966.0
54	808.6	946.1
55	787.2	925.8

Age-based numbers for converting a lump sum paid under the SRCA, and paid on or after 1 January 1991 and before 1 July 1995, to an equivalent lifetime weekly amount for the purposes of ss13 and 14 of the MRC(C&TP)A
Age Next Birthday at the date of payment of the lump sum	Male	Female	Age Next Birthday at the date of payment of the lump sum	Male	Female
18	1395.9	1462.7	56	793.8	921.7
19	1386.6	1454.4	57	772.0	901.0
20	1377.4	1445.8	58	750.2	879.9
21	1367.9	1437.0	59	728.3	858.4
22	1358.2	1427.9	60	706.5	836.7
23	1348.2	1418.5	61	684.6	814.6
24	1337.7	1408.9	62	662.8	792.3
25	1326.9	1398.9	63	641.0	769.7
26	1315.6	1388.6	64	619.3	746.9
27	1303.9	1378.0	65	597.7	724.0
28	1291.9	1367.1	66	576.1	700.9
29	1279.4	1355.8	67	554.8	677.7
30	1266.5	1344.2	68	533.6	654.4
31	1253.2	1332.3	69	512.6	631.2
32	1239.5	1320.0	70	491.9	607.9
33	1225.3	1307.4	71	471.5	584.7
34	1210.7	1294.5	72	451.5	561.5
35	1195.6	1281.1	73	431.8	538.4
36	1180.2	1267.4	74	412.5	515.4
37	1164.3	1253.4	75	393.6	492.5
38	1147.9	1239.0	76	375.1	469.9
39	1131.2	1224.2	77	357.2	447.6
40	1114.0	1209.1	78	339.7	425.6
41	1096.4	1193.7	79	322.7	404.0
42	1078.4	1177.8	80	306.3	382.9
43	1060.0	1161.7	81	290.5	362.4
44	1041.3	1145.2	82	275.3	342.5
45	1022.2	1128.3	83	260.8	323.3
46	1002.7	1111.2	84	247.1	304.9
47	983.0	1093.7	85	234.3	287.3
48	962.9	1075.8	86	222.3	270.4
49	942.5	1057.7	87	211.3	254.5
50	921.8	1039.2	88	201.3	239.4
51	900.9	1020.5	89	192.3	225.2
52	879.8	1001.4	90	184.2	212.0
53	858.5	981.9
54	837.1	962.2
55	815.5	942.1

Age-based numbers for converting a lump sum paid under the SRCA, and paid on or after 1 July 1995 and before 1 January 2000, to an equivalent lifetime weekly amount for the purposes of ss13 and 14 of the MRC(C&TP)A
Age Next Birthday at the date of payment of the lump sum	Male	Female	Age Next Birthday at the date of payment of the lump sum	Male	Female
18	1410.5	1472.6	56	823.4	941.7
19	1401.2	1464.4	57	801.5	921.0
20	1391.8	1456.0	58	779.4	900.0
21	1382.3	1447.3	59	757.2	878.7
22	1372.6	1438.4	60	735.0	857.1
23	1362.6	1429.3	61	712.8	835.2
24	1352.4	1419.8	62	690.6	813.0
25	1341.7	1410.1	63	668.5	790.5
26	1330.8	1400.0	64	646.4	767.8
27	1319.5	1389.7	65	624.4	744.9
28	1307.9	1379.1	66	602.5	721.7
29	1295.8	1368.1	67	580.7	698.4
30	1283.5	1356.9	68	559.1	674.9
31	1270.7	1345.3	69	537.6	651.3
32	1257.5	1333.4	70	516.3	627.7
33	1244.0	1321.2	71	495.2	604.0
34	1230.0	1308.6	72	474.4	580.4
35	1215.7	1295.7	73	453.8	556.8
36	1200.9	1282.4	74	433.6	533.5
37	1185.7	1268.7	75	413.9	510.4
38	1170.1	1254.7	76	394.6	487.5
39	1154.1	1240.4	77	375.9	464.7
40	1137.6	1225.6	78	357.7	442.4
41	1120.8	1210.6	79	340.2	420.6
42	1103.5	1195.1	80	323.3	399.1
43	1085.8	1179.3	81	307.2	378.2
44	1067.7	1163.1	82	291.7	357.9
45	1049.2	1146.6	83	276.9	338.2
46	1030.3	1129.7	84	262.8	319.3
47	1011.0	1112.5	85	249.3	301.0
48	991.4	1094.9	86	236.6	283.6
49	971.4	1076.9	87	224.5	267.0
50	951.1	1058.6	88	213.1	251.3
51	930.4	1040.0	89	202.3	236.4
52	909.5	1021.0	90	192.2	222.5
53	888.3	1001.7
54	866.9	982.0
55	845.2	962.0

Age-based numbers for converting a lump sum paid under the SRCA, and paid on or after 1 January 2000 and before 1 July 2004, to an equivalent lifetime weekly amount for the purposes of sections 13 and 14 of the MRC(C&TP)A
Age Next Birthday at the date of payment of the lump sum	Male	Female	Age Next Birthday at the date of payment of the lump sum	Male	Female
18	1422.1	1480.4	54	895.9	999.9
19	1413.1	1472.3	56	852.7	960.0
20	1404.1	1464.1	57	830.7	939.5
21	1395.0	1455.7	58	808.5	918.7
22	1385.6	1447.0	59	786.2	897.6
23	1375.8	1438.0	60	763.7	876.1
24	1365.9	1428.7	61	741.1	854.3
25	1355.6	1419.1	62	718.5	832.1
26	1345.0	1409.3	63	695.8	809.7
27	1334.1	1399.2	64	673.2	786.9
28	1322.8	1388.7	65	650.6	763.9
29	1311.3	1378.0	66	628.1	740.6
30	1299.4	1367.0	67	605.7	717.1
31	1287.1	1355.7	68	583.4	693.5
32	1274.5	1344.1	69	561.4	669.7
33	1261.5	1332.2	70	539.5	645.7
34	1248.1	1320.0	71	517.9	621.7
35	1234.4	1307.4	72	496.4	597.6
36	1220.2	1294.5	73	475.2	573.4
37	1205.7	1281.3	74	454.3	549.2
38	1190.8	1267.7	75	433.5	525.1
39	1175.4	1253.7	76	413.0	501.1
40	1159.7	1239.4	77	392.9	477.4
41	1143.5	1224.7	78	373.4	454.0
42	1126.9	1209.6	79	354.4	431.1
43	1109.8	1194.2	80	336.1	408.9
44	1092.4	1178.3	81	318.5	387.2
45	1074.5	1162.1	82	301.7	366.2
46	1056.2	1145.6	83	285.8	345.7
47	1037.4	1128.6	84	270.7	325.9
48	1018.3	1111.3	85	256.5	306.8
49	998.8	1093.6	86	243.2	288.4
50	978.9	1075.6	87	230.9	271.0
51	958.6	1057.2	88	219.6	254.7
52	938.0	1038.5	89	209.4	239.7
53	917.1	1019.4	90	200.5	225.9
55	874.4	980.1

Age-based numbers for converting a lump sum paid under the SRCA, and paid on or after 1 July 2004 and before 3 February 2010, to an equivalent lifetime weekly amount for the purposes of sections 13 and 14 of the MRC(C&TP)A
Age Next Birthday at the date of payment of the lump sum	Male	Female	Age Next Birthday at the date of payment of the lump sum	Male	Female
18	1439.9	1491.4	55	915.8	1009.7
19	1431.4	1483.7	56	894.7	990.2
20	1422.7	1475.7	57	873.3	970.3
21	1413.8	1467.6	58	851.7	950.1
22	1404.7	1459.1	59	829.9	929.5
23	1395.2	1450.5	60	807.9	908.6
24	1385.6	1441.6	61	785.7	887.3
25	1375.7	1432.4	62	763.3	865.7
26	1365.6	1423.0	63	740.9	843.8
27	1355.2	1413.2	64	718.4	821.5
28	1344.5	1403.2	65	695.8	798.9
29	1333.5	1392.9	66	673.1	775.9
30	1322.1	1382.4	67	650.5	752.7
31	1310.4	1371.5	68	627.8	729.2
32	1298.3	1360.3	69	605.1	705.5
33	1285.9	1348.8	70	582.6	681.6
34	1273.1	1337.0	71	560.1	657.5
35	1259.9	1324.9	72	537.8	633.4
36	1246.4	1312.5	73	515.8	609.3
37	1232.4	1299.7	74	494.0	585.2
38	1218.1	1286.7	75	472.6	561.2
39	1203.4	1273.2	76	451.6	537.3
40	1188.4	1259.5	77	431.1	513.3
41	1172.9	1245.4	78	411.1	489.3
42	1157.1	1230.9	79	391.6	465.5
43	1140.9	1216.1	80	372.8	442.1
44	1124.3	1200.9	81	354.3	419.3
45	1107.3	1185.4	82	336.2	397.1
46	1089.9	1169.5	83	318.5	375.8
47	1072.1	1153.2	84	301.7	355.3
48	1053.9	1136.5	85	285.9	335.9
49	1035.3	1119.5	86	271.3	317.4
50	1016.3	1102.1	87	258.0	299.9
51	996.9	1084.4	88	246.0	283.4
52	977.2	1066.2	89	235.1	268.0
53	957.0	1047.8	90	225.4	253.5
54	936.6	1028.9

Age-based numbers for converting a lump sum paid under the SRCA, and paid on or after 3 February 2010 and before 4 May 2015, to an equivalent lifetime weekly amount for the purposes of sections 13 and 14 of the MRC(C&TP)A
Age Next Birthday at the date of payment of the lump sum	Male	Female	Age Next Birthday at the date of payment of the lump sum	Male	Female
18	1454.3	1499.3	55	942.5	1026.5
19	1445.9	1491.7	56	922.0	1007.0
20	1437.4	1483.9	57	901.1	987.2
21	1428.6	1475.9	58	879.8	966.9
22	1419.6	1467.6	59	858.2	946.3
23	1410.3	1459.1	60	836.4	925.3
24	1400.8	1450.3	61	814.3	903.9
25	1391.0	1441.3	62	791.9	882.2
26	1380.9	1432.0	63	769.4	860.2
27	1370.5	1422.5	64	746.7	837.8
28	1359.9	1412.7	65	723.9	815.0
29	1348.9	1402.6	66	701.0	791.8
30	1337.7	1392.2	67	677.9	768.2
31	1326.1	1381.5	68	654.8	744.3
32	1314.3	1370.5	69	631.5	720.1
33	1302.0	1359.3	70	608.1	695.6
34	1289.5	1347.7	71	584.6	670.8
35	1276.6	1335.8	72	561.0	645.9
36	1263.4	1323.6	73	537.3	620.9
37	1249.8	1311.1	74	513.7	595.7
38	1235.8	1298.2	75	490.4	570.6
39	1221.5	1285.1	76	467.6	545.4
40	1206.8	1271.6	77	445.2	520.3
41	1191.7	1257.7	78	423.2	495.3
42	1176.3	1243.6	79	401.7	470.4
43	1160.6	1229.1	80	380.7	445.9
44	1144.4	1214.2	81	360.3	421.7
45	1127.9	1199.0	82	340.4	397.9
46	1111.0	1183.4	83	321.2	374.8
47	1093.7	1167.5	84	302.7	352.4
48	1076.1	1151.2	85	285.1	330.7
49	1058.1	1134.6	86	268.3	310.0
50	1039.8	1117.6	87	252.5	290.3
51	1021.1	1100.2	88	237.7	271.6
52	1002.0	1082.4	89	224.1	254.0
53	982.5	1064.2	90	211.6	237.7
54	962.7	1045.5

Age-based numbers for converting a lump sum paid under sections 24, 25 or 27 of the SRCA on or after 4 May 2015 to a weekly amount for the purposes of subsection 13(4) and subsection 14(2) of the MRC(C&TP)A
Age Next Birthday at the date of payment of the lump sum*	Male	Female	Age Next Birthday at the date of payment of the lump sum*	Male	Female
15	1488.4	1525.3	56	941.0	1018.7
16	1480.4	1518.3	57	920.5	999.1
17	1472.2	1511.2	58	899.8	979.1
18	1464.0	1503.9	59	878.6	958.7
19	1455.7	1496.5	60	857.2	937.9
20	1447.3	1488.8	61	835.4	916.7
21	1438.7	1480.9	62	813.3	895.1
22	1429.8	1472.8	63	790.9	873.1
23	1420.6	1464.4	64	768.2	850.7
24	1411.1	1455.7	65	745.4	827.9
25	1401.4	1446.8	66	722.3	804.7
26	1391.4	1437.7	67	699.0	781.1
27	1381.1	1428.2	68	675.4	757.2
28	1370.6	1418.5	69	651.7	732.9
29	1359.8	1408.5	70	627.7	708.4
30	1348.7	1398.3	71	603.6	683.6
31	1337.3	1337.3	72	579.5	658.6
32	1325.6	1337.3	73	555.2	633.4
33	1313.5	1337.3	74	531.1	608.1
34	1301.2	1337.3	75	507.0	582.7
35	1288.6	1337.3	76	483.2	557.2
36	1275.6	1330.7	77	459.6	531.6
37	1262.2	1318.3	78	436.3	506.0
38	1248.5	1305.7	79	413.4	480.5
39	1234.5	1292.7	80	391.0	455.1
40	1220.1	1279.5	81	369.1	429.9
41	1205.3	1265.8	82	347.8	405.2
42	1190.2	1251.9	83	327.1	380.9
43	1174.7	1237.6	84	307.2	357.3
44	1158.9	1223.0	85	288.1	334.5
45	1142.7	1208.0	86	269.9	312.5
46	1126.1	1192.6	87	252.6	291.5
47	1109.2	1177.0	88	236.3	271.6
48	1091.9	1160.9	89	220.9	252.7
49	1074.2	1144.5	90	206.7	235.1
50	1056.2	1127.7
51	1037.9	1110.5
52	1019.2	1093.0
53	1000.1	1075.0
54	980.7	1056.6
55	961.0	1037.9

* Age of the person on the day on which the lump sum amount for section 24, 25 or 27 of the SRCA was paid to the person means the person's age next birthday on that day.

0/00/00 — Page 1

Converting wholly dependent partners' weekly compensation following death periodic payments to a lump sum where the date of the member's death is on or after 1 March 2021

Date published

Wednesday, April 28, 2021

Last amended

Wednesday, April 28, 2021

This table converts a weekly compensation following death payment to a lump sum.

Partner’s age-based numbers for use under s 236(5) of the MRCA where the date of the member's death is on or after 1 March 2021
Partner’s age next birthday on the date of the member’s death		Male Partner	Female Partner	Partner’s age next birthday on the date of the member’s death	Male Partner	Female Partner
18		1644.9	1695.3	56	1017.9	1101.7
19		1634.0	1685.2	57	995.1	1079.4
20		1622.8	1674.9	58	972.0	1056.7
21		1611.5	1664.3	59	948.7	1033.5
22		1599.8	1653.5	60	925.1	1010.0
23		1587.9	1642.3	61	901.2	986.1
24		1575.7	1630.9	62	877.0	961.8
25		1563.3	1619.3	63	852.5	937.0
26		1550.5	1607.3	64	827.8	911.9
27		1537.4	1595.0	65	802.7	886.3
28		1524.1	1582.5	66	777.4	860.5
29		1510.4	1569.7	67	751.9	834.3
30		1496.4	1556.6	68	726.1	807.8
31		1482.1	1543.1	69	700.2	781.0
32		1467.5	1529.4	70	674.2	754.0
33		1452.5	1515.4	71	648.2	726.9
34		1437.3	1501.1	72	622.1	699.5
35		1421.7	1486.5	73	596.1	672.0
36		1405.8	1471.6	74	570.2	644.5
37		1389.5	1456.3	75	544.4	616.9
38		1373.0	1440.8	76	518.7	589.2
39		1356.1	1424.9	77	493.3	561.6
40		1338.9	1408.6	78	468.2	534.1
41		1321.3	1392.1	79	443.4	506.8
42		1303.4	1375.1	80	419.1	479.7
43		1285.2	1357.9	81	395.3	453.0
44		1266.7	1340.3	82	372.3	426.8
45		1247.8	1322.4	83	350.0	401.2
46		1228.6	1304.2	84	328.6	376.3
47		1209.1	1285.5	85	308.1	352.1
48		1189.2	1266.6	86	288.7	328.9
49		1169.0	1247.3	87	270.4	306.7
50		1148.4	1227.6	88	253.3	285.6
51		1127.5	1207.5	89	237.4	265.7
52		1106.2	1187.1	90 and above	222.9	247.1
53	1084.6		1166.3
54	1062.7		1145.2
55	1040.4		1123.6

Partner’s age-based number under s234(2) of the MRC Act of the MRCA where the date of the member’s death is on or after 1 March 2021

Date published

Thursday, April 29, 2021

Last amended

Thursday, April 29, 2021

Partner’s age-based number under s234(2) of the MRC Act of the MRCA where the date of the member’s death is on or after 1 March 2021
Partner’s age next birthday on the date of the member’s death	Partner’s age based number	Partner’s age next birthday on the date of the member’s death	Partner’s age based number
Up to 41	1.0000	66	0.6415
42	0.9892	67	0.6230
43	0.9781	68	0.6042
44	0.9668	69	0.5851
45	0.9552	70	0.5658
46	0.9433	71	0.5463
47	0.9312	72	0.5265
48	0.9188	73	0.5067
49	0.9060	74	0.4867
50	0.8930	75	0.4666
51	0.8797	76	0.4463
52	0.8661	77	0.4261
53	0.8522	78	0.4058
54	0.8380	79	0.3856
55	0.8235	80	0.3656
56	0.8086	81	0.3457
57	0.7935	82	0.3262
58	0.7780	83	0.3071
59	0.7621	84	0.2884
60	0.7460	85	0.2702
61	0.7294	86	0.2527
62	0.7125	87	0.2360
63	0.6953	88	0.2200
64	0.6777	89	0.2049
65	0.6598	90	0.1907

Conversion of Commonwealth-funded portion of lump sum superannuation to a weekly amount on or after 1 March 2021

Date published

Wednesday, August 18, 2021

Last amended

Wednesday, August 18, 2021

Superannuation aged-based numbers under sections 135 and 136 of the MRCA whenever those sections are first applied for a person on or after 1 March 2021
Age Next Birthday on the day on which the lump sum is paid	Male	Female	Age Next Birthday on the day on which the lump sum is paid	Male	Female
20	998.8	1014.7	46	859.7	894.6
21	995.8	1012.2	47	851.0	887.0
22	992.7	1009.6	48	842.0	879.1
23	989.4	1006.8	49	832.7	870.9
24	986.0	1003.9	50	823.1	862.3
25	982.4	1000.8	51	813.1	853.5
26	978.7	997.6	52	802.7	844.2
27	974.8	994.3	53	792.0	834.7
28	970.7	990.8	54	780.9	824.7
29	966.5	987.1	55	769.5	814.4
30	962.0	983.3	56	757.7	803.7
31	957.3	979.3	57	745.5	792.7
32	952.5	975.1	58	733.0	781.1
33	947.4	970.8	59	720.2	769.2
34	942.1	966.2	60	706.9	756.8
35	936.6	961.5	61	693.3	743.9
36	930.9	956.6	62	679.3	730.6
37	924.9	951.4	63	664.8	716.7
38	918.7	946.1	64	649.9	702.4
39	912.3	940.5	65	634.6	687.6
40	905.6	934.7
41	898.6	928.7
42	891.4	922.4
43	883.9	915.8
44	876.1	909.1
45	868.0	902.0

Source URL (modified on 01/06/2016 - 1:18pm): https://clik.dva.gov.au/military-compensation-mrca-manuals-and-resources-library/actuary-tables-used-age-adjusting-lump-sum-payments

Links
[1] https://clik.dva.gov.au/user/login?destination=comment/reply/19427%23comment-form
[2] https://clik.dva.gov.au/military-compensation-mrca-manuals-and-resources-library/policy-manual/ch-5-permanent-impairment/511-converting-weekly-amounts-lump-sum/5112-calculation-lump-sum-payment
[3] https://clik.dva.gov.au/user/login?destination=comment/reply/19430%23comment-form
[4] https://clik.dva.gov.au/user/login?destination=comment/reply/19431%23comment-form
[5] https://clik.dva.gov.au/user/login?destination=comment/reply/19432%23comment-form
[6] https://clik.dva.gov.au/user/login?destination=comment/reply/19429%23comment-form
[7] https://clik.dva.gov.au/user/login?destination=comment/reply/19428%23comment-form
[8] https://clik.dva.gov.au/user/login?destination=comment/reply/19433%23comment-form
[9] https://clik.dva.gov.au/user/login?destination=comment/reply/19436%23comment-form
[10] https://clik.dva.gov.au/user/login?destination=comment/reply/19435%23comment-form
[11] https://clik.dva.gov.au/user/login?destination=comment/reply/19434%23comment-form