This section contains information on the income test and the assets test. A person's income and assets affect the amount of:
Last amended: 30 September 2008
In calculating a person's rate of service pension [3] or income support supplement ISS [3], the ordinary/adjusted income test [3] and assets tests [3] are applied as follows:
More ? [4]
In determining the rate of | for a person who is | the ordinary/adjusted income and assets tests |
service pension | not permanently blind [3] and not a war widow/widower-pensioner [3] | are applied and the test resulting in the lower rate is used in the pension rate calculation. If both test results are the same, the income reduced rate [3] is used. |
| permanently blind and not a war widow/widower pensioner | are applied only in calculating the rate of rent assistance [3] payable. The rate of service pension payable is the higher of the notional income/assets tested rate compared to the non-income/assets tested rate. Rent assistance is not included in the calculation of the non-income/assets tested rate. |
| not permanently blind and a war widow/widower pensioner | are applied and the resulting income and assets tested rates plus any remote area allowance payable are compared to the sum of the ceiling rate [3] and any remote area allowance [3] and rent assistance payable. The rate of pension is the lower of the two amounts. |
| permanently blind and a war widow/widower pensioner | are not applied. The rate of pension is automatically the ceiling rate plus any rent assistance and remote area allowance payable. |
income support supplement | not permanently blind | are applied and the resulting income and assets tested rates are compared to the ceiling rate plus any rent assistance payable. The lowest rate is the income support supplement rate. If all three rates are the same, the income reduced rate is used. Any remote area allowance payable is then added. |
| permanently blind | are not applied. The rate of pension is automatically the ceiling rate plus any rent assistance and remote area allowance payable. |
VEA ? [5]
For the purpose of the income and assets test, if two people are members of a couple [3], they are treated as pooling their income and assets and sharing those resources equally.
VEA ? [6]
The income and assets of a blind [3] service pensioner or ISS recipient will not affect the rate of pension payable to the blind person. However, rent assistance is not payable to blind service pensioners/ISS recipients unless the blind person would be better off to be treated as a non-blind person and be subject to the income and assets tests.
In order to determine the most appropriate rate of payment for a blind pensioner who is renting, the payment should be calculated without subjecting it to the income and assets tests. It should also be calculated using the income and assets tests, but including any rent assistance that may be payable (as for a non-blind pensioner). The higher of these rates is the rate payable to the blind pensioner. Service pension or ISS payable to the partner [3] of a blind person will still be subject to the income and assets tests.
A service pension is an income support payment broadly equivalent to the social security age and disability support pensions. It may be paid once a veteran or partner has reached the nominated age or is incapacitated for work.
ISS is an income support payment that may be paid to eligible war widows and widowers under the VEA and persons receiving wholly dependent partners' compensation under the MRCA, and who satisfy the means tests. It is an indexed rate, increased twice-yearly in March and September in line with changes to the cost of living and/or average wages. Income Support Supplement (ISS) legislation commenced on 20 March 1995. It is a payment created to replace the ceiling rate income support age, carer, wife and disability support pensions, paid to war widows/widowers by Centrelink.
One element of the means test [3] for income support pensions whereby the rate of pension payable to a pensioner reduces progressively as their income increases above a certain threshold known as the income free area (IFA) [3].
One element of the means test for income support pensions whereby the rate of pension payable to a pensioner reduces progressively as their assets increase above a certain threshold known as the assets value limit (AVL). [13]
A person may be regarded as permanently blind in both eyes where:
The Commission Guideline CM5829: Determining 'permanently blind', 'no useful sight' and 'blinded in both eyes' [14]may be instructive in making a blinded/blindness determination.
War widow/widower — pensioner means a person who is receiving a war widow's/widower's pension [3] from the Australian Government.
Income reduced rate is the amount calculated when the reduction for ordinary/adjusted income [3] is subtracted from the maximum payment rate. See SCH6-A1(2) of VEA [15] (Method Statement 1 Step 6) and SCH6-A1(6) of VEA [15] (Method Statement 5 Step 6).
Rent Assistance is an allowance which may be paid to a service pensioner, income support supplement (ISS) or veteran payment recipient to assist in meeting the cost of rental accommodation.
To receive rent assistance a pensioner must be paying rent (other than Government rent) for accommodation in Australia, and the amount paid must exceed a certain threshold.
The ceiling rate of service pension and income support supplement (ISS) is applied to all war widows/widowers when assessing the rate of pension. This amount was previously frozen at $124.90 per fortnight, however, since legislation was introduced in September 2002, is now indexed twice yearly in line with percentage increases in the maximum rate service pension. A higher ceiling rate can apply, however, in the following cases:
If a person:
became a war widow/widower-pensioner before 1 November 1986,
has continually received service pension, social security pension or ISS since that date, and
the rate of pension immediately before that date was more than $120.10
in such a case the ceiling rate is equal to the pre-November 1986 rate plus 4%.
If a person:
is a person to whom ISS is payable,
is not permanently blind, and
whose War Widow's/Widower's Pension paid under Part II or IV of the VEA is reduced,
the ceiling rate is the sum of the ceiling rate as calculated above and the amount of the reduction in the Part II or Part IV pension. The maximum ceiling rate cannot exceed the maximum rate of single service pension. For ceiling rates refer to SCH6-A4 to A9 of VEA. The amount of increase to the ceiling rate pension under Part II or Part IV is worked out by using the formula in SCH6-A9 of the VEA.
Remote area allowance is a supplementary payment added to the rate of income support pension where the pensioner's usual place of residence is situated in a remote area, and where the pensioner is physically present in the remote area.
According to Section 5E(2) [16]of the VEA [16]a person is a member of a couple, if they are:
The term “partnered” is also commonly used.
Income for the income test
In applying the income test, a person's gross ordinary/adjusted income whether from within or outside Australia, less any permissible reductions in respect of business income, is taken into account. If the person is a member of a couple, half of the combined income of the couple is taken into account, regardless of which member of the couple actually receives the income.
More → [18]
Where a person who receives service pension or income support supplement has reached qualifying age [3] and they receive employment income [3] arising from remunerative work undertaken as an employee in an employer/employee relationship, an income test concession (known as the Work Bonus [3] applies.
The concession also applies to self-employment and business income generated from gainful work. Gainful work is work that involves personal exertion (active participation).
Under the work bonus income test concession, the first $300 per fortnight of the person's fortnightly work bonus income [19] is excluded from the income test. Pensioners assessed under the transitional rules [3] will not be eligible for the work bonus.
Note: The $300 per fortnight income concession amount is not subject to indexation.
More → [20]
** The maximum work bonus bank amount will temporarily increase by $4,000 from $7,800 to $11,800 between 1 December 2022 and 31 December 2023 **
Where a person's fortnightly work bonus income [19]is less than $300 per fortnight, the person will accrue the unused amount of the $300 per fortnight income concession to a work bonus bank to offset their employment income in the future. The bank continues to accrue until it reaches the maximum allowable balance of $7,800.
VEA → [22]
If the pensioner has ordinary income up to the ordinary/adjusted income free area, the rate of their pension is the maximum payment rate. This assumes there are no other factors affecting overall payability, such as the assets test or compensation recovery. If the ordinary income is over the income free area, the pension rate is reduced. The income free area for a person who is not a member of a couple differ from that for a person who is a member of a couple. The income free area can also be increased for certain dependent children of the pensioner if the person is paid under the transitional rules [3].
More → [23]
With only one exception, the maximum possible rate of ISS or service pension for a war widow/widower-pensioner is the ceiling rate (plus any rent assistance and remote area allowance payable). The exception applies to an ISS recipient with saved children. In such a case dependent child add-on [3], and guardian allowance [3] may be added to the ceiling rate.
If the person's income reduced rate is lower than both the assets reduced rate and the ceiling rate, the rate of the person's ISS or service pension will be the income reduced rate plus any rent assistance and remote area allowance payable.
No pension is payable if income is above the limit at which service pension/ISS ceases.
More → [24]
VEA → [25]
Any ordinary income of the person or the person's partner, in excess of the ordinary/adjusted income free area [3], will reduce the maximum payment rate of service pension by 50 cents in the dollar. The result is the income reduced rate.
More → [26]
Any adjusted income [3] of the person or the person's partner, in excess of the ordinary/adjusted income free area [3] will reduce the maximum payment rate by 50 cents in the dollar. The result is the income reduced rate.
More → [27]
Pensioners and ISS recipients who were in receipt of pension on or before 19 September 2009 are eligible to be assessed under transitional rules [3], if:
The requirement that the pensioner has never been assessed under the new rules, does not arise where the pensioner's entitlement is re-determined from a date prior to 20 September 2009. Where new pension information is received and is effective prior to this date, the pensioner's right to receive the transitional rate is considered anew.
Once a pensioner or ISS recipient has been assessed under the standard rules [3] they cannot revert to transitional rules. There is an exception to this to cover changes to pension as a result of entering respite care.
More → [28]
Recipients assessed under transitional rules:
Qualifying age is defined in section 5Q(1) of the [16]VEA [16]and is equivalent to the pension age for a veteran which is described in section 5QA VEA as:
For work bonus purposes, employment income is ordinary income that is earned, derived or received from remunerative work undertaken by a person in an employer/employee relationship or income generated from gainful work such as business earnings from self-employment that meet the personal exertion test. It includes salary, wages, commissions and employment related fringe benefits.
The following payments are excluded from the definition of employment income:
The work bonus exempts the first $300 per fortnight of work bonus income [50] for eligible people over pension age [3] or qualifying age [3].
Pensioners and ISS recipients who were in receipt of pension on or before 19 September 2009 are eligible to be assessed under transitional rules, if:
The requirement that the pensioner has never been assessed under the new rules, does not arise where the pensioner's entitlement is re-determined from a date prior to 20 September 2009. Where new pension information is received and is effective prior to this date, the pensioner's right to receive the transitional rate is considered anew.
Once a pensioner or ISS recipient has been assessed under the new rules they cannot revert to transitional rules. There is one exception to this, to cover respite care changes to pensioners who return to live as a couple again.
Recipients assessed under transitional rules:
Pensioners and ISS recipients who were in receipt of pension on or before 19 September 2009 are eligible to be assessed under transitional rules, if:
The requirement that the pensioner has never been assessed under the new rules, does not arise where the pensioner's entitlement is re-determined from a date prior to 20 September 2009. Where new pension information is received and is effective prior to this date, the pensioner's right to receive the transitional rate is considered anew.
Once a pensioner or ISS recipient has been assessed under the new rules they cannot revert to transitional rules. There is one exception to this, to cover respite care changes to pensioners who return to live as a couple again.
Recipients assessed under transitional rules:
Dependent child add-on is an amount which is included in a person's service pension or ISS [3] where that person has saved children [3].
Guardian allowance is included in the calculation of a person's service pension or ISS [3] where that person has a saved child and where that person is either not a member of a couple [3] or is a illness separated couple [3] or respite care couple. [3]
The ordinary/adjusted income free area provides that the pensioner may receive income up to a certain amount without any reduction in their maximum rate of pension.
Any income in excess of the free area will reduce the pension at the rate of 50 cents on the dollar, or 40 cents for those receiving a transitional rate of pension. The amount of ordinary and adjusted income free areas is specified in item 1 in Table E-1 in point SCH6-E6 [16]VEA [16].
Note: War widow's pension [3] is included as income under the adjusted income test. Neither Disability Compensation Payment nor war widow(er)'s pension are included as income under the ordinary income test.
Adjusted income defined in section 5H VEA, for the purposes of income support supplement, is the sum of the person's:
The ordinary/adjusted income free area provides that the pensioner may receive income up to a certain amount without any reduction in their maximum rate of pension.
Any income in excess of the free area will reduce the pension at the rate of 50 cents on the dollar, or 40 cents for those receiving a transitional rate of pension. The amount of ordinary and adjusted income free areas is specified in item 1 in Table E-1 in point SCH6-E6 [16]VEA [16].
Note: War widow's pension [3] is included as income under the adjusted income test. Neither Disability Compensation Payment nor war widow(er)'s pension are included as income under the ordinary income test.
Pensioners and ISS recipients who were in receipt of pension on or before 19 September 2009 are eligible to be assessed under transitional rules, if:
The requirement that the pensioner has never been assessed under the new rules, does not arise where the pensioner's entitlement is re-determined from a date prior to 20 September 2009. Where new pension information is received and is effective prior to this date, the pensioner's right to receive the transitional rate is considered anew.
Once a pensioner or ISS recipient has been assessed under the new rules they cannot revert to transitional rules. There is one exception to this, to cover respite care changes to pensioners who return to live as a couple again.
Recipients assessed under transitional rules:
Rules introduced as part of the Secure and Sustainable Pension Reforms that came into effect on 20 September 2009. For income and assets test purposes the changes include:
The work bonus exempts the first $300 per fortnight of work bonus income [50] for eligible people over pension age [3] or qualifying age [3].
Last amended: 22 September 2009
VEA → [52]
Service pension or income support supplement (ISS) will be assets tested when the:
The same asset value limits and asset test reduction rates apply to all income support recipients regardless of whether they are paid under the transitional rules [3], or the standard rules [3][glossary:.:] However, as recipients are being reduced from different maximum rates, there are differences in the asset levels at which payment ceases.
VEA → [54]
A person who is not a war widow/widower-pensioner can have assets up to and including the assets value limit and still receive the maximum rate of service pension, provided that their income does not exceed the income free area [3]. If the assets value exceeds the assets value limit, the maximum payment rate is reduced by 75 cents for every $250 over the limit. The result is the assets reduced rate. This rate is then compared to the income reduced rate and the lower rate, plus any remote area allowance payable, is the rate of service pension.
With two exceptions, the maximum possible rate of ISS or service pension for a war widow/widower-pensioner is the ceiling rate (plus any rent assistance and remote area allowance payable). The exceptions are an ISS recipient with saved children where dependent child add-on [3] and guardian allowance [3] may be added to the ceiling rate, or a war widow/widower whose war widow/widower's pension is compensation reduced.
In calculating the rate of ISS or service pension for a war widow/widower-pensioner, if the assets value exceeds the assets value limit, the assets reduced rate is calculated by subtracting 75 cents for every $250 over the limit from the maximum payment rate. The assets reduced rate is then compared to both the income reduced rate and the ceiling rate. The lower of the three rates, plus any rent assistance and remote area allowance payable is the rate of the person's ISS or service pension.
No pension is payable if assets are above the limit at which service pension/ISS ceases.
More → [55]
VEA → [56]
If two people are partnered [3], they are treated as pooling their assets and sharing those assets equally. The assets value limit (AVL) of each member of a couple is also lower than the limit for a person who is not a member of a couple.
More → [57]
VEA → [58]
A person's assets value limit is also affected by whether they are considered to be a property owner [3]. A person or couple who are property owners have a lower assets value limit than a person or couple who are not property owners.
More → [59]
Assets value limit is the maximum value of assets a person can have without affecting the person's pension rate. The assets value limit is worked out in accordance with SCH6-F3 of the VEA [16].
A service pension is an income support payment broadly equivalent to the social security age and disability support pensions. It may be paid once a veteran or partner has reached the nominated age or is incapacitated for work.
One element of the means test [3] for income support pensions whereby the rate of pension payable to a pensioner reduces progressively as their income increases above a certain threshold known as the income free area (IFA) [3].
ISS is an income support payment that may be paid to eligible war widows and widowers under the VEA and persons receiving wholly dependent partners' compensation under the MRCA, and who satisfy the means tests. It is an indexed rate, increased twice-yearly in March and September in line with changes to the cost of living and/or average wages. Income Support Supplement (ISS) legislation commenced on 20 March 1995. It is a payment created to replace the ceiling rate income support age, carer, wife and disability support pensions, paid to war widows/widowers by Centrelink.
One element of the means test for income support pensions whereby the rate of pension payable to a pensioner reduces progressively as their assets increase above a certain threshold known as the assets value limit (AVL). [13]
One element of the means test [3] for income support pensions whereby the rate of pension payable to a pensioner reduces progressively as their income increases above a certain threshold known as the income free area (IFA) [3].
The ceiling rate of service pension and income support supplement (ISS) is applied to all war widows/widowers when assessing the rate of pension. This amount was previously frozen at $124.90 per fortnight, however, since legislation was introduced in September 2002, is now indexed twice yearly in line with percentage increases in the maximum rate service pension. A higher ceiling rate can apply, however, in the following cases:
If a person:
became a war widow/widower-pensioner before 1 November 1986,
has continually received service pension, social security pension or ISS since that date, and
the rate of pension immediately before that date was more than $120.10
in such a case the ceiling rate is equal to the pre-November 1986 rate plus 4%.
If a person:
is a person to whom ISS is payable,
is not permanently blind, and
whose War Widow's/Widower's Pension paid under Part II or IV of the VEA is reduced,
the ceiling rate is the sum of the ceiling rate as calculated above and the amount of the reduction in the Part II or Part IV pension. The maximum ceiling rate cannot exceed the maximum rate of single service pension. For ceiling rates refer to SCH6-A4 to A9 of VEA. The amount of increase to the ceiling rate pension under Part II or Part IV is worked out by using the formula in SCH6-A9 of the VEA.
Pensioners and ISS recipients who were in receipt of pension on or before 19 September 2009 are eligible to be assessed under transitional rules, if:
The requirement that the pensioner has never been assessed under the new rules, does not arise where the pensioner's entitlement is re-determined from a date prior to 20 September 2009. Where new pension information is received and is effective prior to this date, the pensioner's right to receive the transitional rate is considered anew.
Once a pensioner or ISS recipient has been assessed under the new rules they cannot revert to transitional rules. There is one exception to this, to cover respite care changes to pensioners who return to live as a couple again.
Recipients assessed under transitional rules:
Rules introduced as part of the Secure and Sustainable Pension Reforms that came into effect on 20 September 2009. For income and assets test purposes the changes include:
The income free area is the amount of income that an income support pensioner may receive without suffering any reduction in pension under the income test.
Dependent child add-on is an amount which is included in a person's service pension or ISS [3] where that person has saved children [3].
Guardian allowance is included in the calculation of a person's service pension or ISS [3] where that person has a saved child and where that person is either not a member of a couple [3] or is a illness separated couple [3] or respite care couple. [3]
According to Section 5E(2) [16]of the VEA [16]a person is a member of a couple, if they are:
The term “partnered” is also commonly used.
Links
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[3] https://clik.dva.gov.au/%23
[4] https://clik.dva.gov.au/book/export/html/16128#tgt-cspol_part9_ftn51
[5] https://clik.dva.gov.au/book/export/html/16128#tgt-cspol_part9_ftn52
[6] https://clik.dva.gov.au/book/export/html/16128#tgt-cspol_part9_ftn53
[7] https://clik.dva.gov.au/compensation-and-support-policy-library/part-9-principles-determining-pension-rate/91-income-and-assets-test-principles/912-assessment-process
[8] https://clik.dva.gov.au/compensation-and-support-policy-library/part-9-principles-determining-pension-rate/91-income-and-assets-test-principles/913-income-and-assets-tests
[9] https://clik.dva.gov.au/book/export/html/16128#ref-cspol_part9_ftn51
[10] https://clik.dva.gov.au/service-eligibility-assistant-updates/all-determinations-order-date-signed-oldest-most-recent/determinations-under-vea
[11] https://clik.dva.gov.au/book/export/html/16128#ref-cspol_part9_ftn52
[12] https://clik.dva.gov.au/book/export/html/16128#ref-cspol_part9_ftn53
[13] http://clik.dva.gov.au/glossary/assets-value-limit-avl
[14] http://clik.dva.gov.au/compensation-and-support-reference-library/commission-guidelines/cm5829-determining-permanently-blind-no-useful-sight-and-blinded-both-eyes#
[15] http://clik.dva.gov.au/legislation-library
[16] http://www.comlaw.gov.au/Series/C2004A03268
[17] https://clik.dva.gov.au/user/login?destination=node/16017%23comment-form
[18] https://clik.dva.gov.au/book/export/html/16128#tgt-cspol_part9_ftn54
[19] https://clik.dva.gov.au/glossary/work-bonus-income
[20] https://clik.dva.gov.au/book/export/html/16128#tgt-cspol_part9_ftn55
[21] https://clik.dva.gov.au/book/export/html/16128#tgt-cspol_part9_ftn56
[22] https://clik.dva.gov.au/book/export/html/16128#tgt-cspol_part9_ftn57
[23] https://clik.dva.gov.au/book/export/html/16128#tgt-cspol_part9_ftn58
[24] https://clik.dva.gov.au/book/export/html/16128#tgt-cspol_part9_ftn59
[25] https://clik.dva.gov.au/book/export/html/16128#tgt-cspol_part9_ftn60
[26] https://clik.dva.gov.au/book/export/html/16128#tgt-cspol_part9_ftn61
[27] https://clik.dva.gov.au/book/export/html/16128#tgt-cspol_part9_ftn62
[28] https://clik.dva.gov.au/book/export/html/16128#tgt-cspol_part9_ftn63
[29] https://clik.dva.gov.au/compensation-and-support-policy-library/part-10-types-income-and-assets/101-ordinary-income
[30] https://clik.dva.gov.au/compensation-and-support-policy-library/part-10-types-income-and-assets/103-business-structures-and-trusts
[31] https://clik.dva.gov.au/book/export/html/16128#ref-cspol_part9_ftn54
[32] https://clik.dva.gov.au/compensation-and-support-policy-library/part-10-types-income-and-assets/101-ordinary-income/1018-work-bonus
[33] https://clik.dva.gov.au/book/export/html/16128#ref-cspol_part9_ftn55
[34] https://clik.dva.gov.au/compensation-and-support-policy-library/part-10-types-income-and-assets/101-ordinary-income/1018-work-bonus/10182-work-bonus-bank
[35] https://clik.dva.gov.au/book/export/html/16128#ref-cspol_part9_ftn56
[36] clik://LEGIS/VEA/Point SCH6-E6
[37] https://clik.dva.gov.au/book/export/html/16128#ref-cspol_part9_ftn57
[38] https://clik.dva.gov.au/compensation-and-support-policy-library/part-9-principles-determining-pension-rate/94-children
[39] https://clik.dva.gov.au/compensation-and-support-reference-library/payment-rates/historical-payment-rates
[40] https://clik.dva.gov.au/book/export/html/16128#ref-cspol_part9_ftn58
[41] https://clik.dva.gov.au/compensation-and-support-policy-library/part-9-principles-determining-pension-rate/91-income-and-assets-test-principles/912-assessment-process/assessment-process-service-pension-payable-war-widowwidower-pensioners
[42] https://clik.dva.gov.au/compensation-and-support-policy-library/part-9-principles-determining-pension-rate/91-income-and-assets-test-principles/912-assessment-process/assessment-process-iss
[43] https://clik.dva.gov.au/book/export/html/16128#ref-cspol_part9_ftn59
[44] clik://LEGIS/VEA/Point SCH6-E1
[45] https://clik.dva.gov.au/book/export/html/16128#ref-cspol_part9_ftn60
[46] https://clik.dva.gov.au/book/export/html/16128#ref-cspol_part9_ftn61
[47] https://clik.dva.gov.au/book/export/html/16128#ref-cspol_part9_ftn62
[48] https://clik.dva.gov.au/compensation-and-support-policy-library/part-9-principles-determining-pension-rate/92-residential-situation/924-care-assessment-rules/respite-care
[49] https://clik.dva.gov.au/book/export/html/16128#ref-cspol_part9_ftn63
[50] http://clik.dva.gov.au/glossary/work-bonus-income
[51] https://clik.dva.gov.au/user/login?destination=node/16056%23comment-form
[52] https://clik.dva.gov.au/book/export/html/16128#tgt-cspol_part9_ftn64
[53] https://clik.dva.gov.au/book/export/html/16128#tgt-cspol_part9_ftn65
[54] https://clik.dva.gov.au/book/export/html/16128#tgt-cspol_part9_ftn66
[55] https://clik.dva.gov.au/book/export/html/16128#tgt-cspol_part9_ftn67
[56] https://clik.dva.gov.au/book/export/html/16128#tgt-cspol_part9_ftn68
[57] https://clik.dva.gov.au/book/export/html/16128#tgt-cspol_part9_ftn69
[58] https://clik.dva.gov.au/book/export/html/16128#tgt-cspol_part9_ftn70
[59] https://clik.dva.gov.au/book/export/html/16128#tgt-cspol_part9_ftn71
[60] clik://LEGIS/VEA/Point SCH6-F1
[61] https://clik.dva.gov.au/book/export/html/16128#ref-cspol_part9_ftn64
[62] https://clik.dva.gov.au/compensation-and-support-policy-library/part-10-types-income-and-assets/102-assets
[63] https://clik.dva.gov.au/book/export/html/16128#ref-cspol_part9_ftn65
[64] https://clik.dva.gov.au/book/export/html/16128#ref-cspol_part9_ftn66
[65] https://clik.dva.gov.au/book/export/html/16128#ref-cspol_part9_ftn67
[66] clik://LEGIS/VEA/Point SCH6-F2
[67] https://clik.dva.gov.au/book/export/html/16128#ref-cspol_part9_ftn68
[68] https://clik.dva.gov.au/book/export/html/16128#ref-cspol_part9_ftn69
[69] clik://LEGIS/VEA/Point SCH6-F3
[70] https://clik.dva.gov.au/book/export/html/16128#ref-cspol_part9_ftn70
[71] https://clik.dva.gov.au/compensation-and-support-policy-library/part-9-principles-determining-pension-rate/92-residential-situation/922-basic-principles-assessment
[72] https://clik.dva.gov.au/book/export/html/16128#ref-cspol_part9_ftn71
[73] https://clik.dva.gov.au/tags/policy
[74] https://clik.dva.gov.au/tags/payment-rates