As you have not fully used your DSH entitlement of $25,000, I have also enclosed a Certificate of Entitlement for an additional advance of $xxxx.  New Interest Rate

The further advance and additional advance may be used together (which requires setting up two accounts) or independently, according to your needs.

OR

The further advance and additional advance may be used together, and Westpac will establish one account only.  Combined – Single Interest Rate