31.10.2 Option A - Actual civilian earnings

Actual civilian earnings should be used in almost all cases where the Reservist has full-time civilian employment as well as his/her Reserve employment.

Actual civilian earnings would normally be used where the Reservist has part-time civilian employment as well as his/her Reserve employment. However, a deemed rate should be used where the rate of civilian earnings is low and, when added to Reserve earnings, is still less than the NWE deemed in relation to unemployed Reservists using the 'daily Reserve rate x 7' method of calculating NWE.

To obtain details of earnings from civilian employment, the employer should be approached.