Ch 5 Permanent Impairment
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5.1 Overview
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5.2 Entitlement to Permanent Impairment Compensation
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5.2.1 Required Degrees of Impairment
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5.2.2 Aggravation
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Aggravation of Signs and Symptoms s30
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5.2.3 Additional Permanent Impairment Compensation for Another Accepted Condition
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5.2.4 Additional Permanent Impairment Compensation for Deterioration
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5.3 When is an Impairment Likely to Continue Indefinitely?
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5.3.1 Have regard to
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5.3.2 The duration of the impairment
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5.3.3 The likelihood of improvement
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5.3.4 All reasonable rehabilitative treatment
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5.3.5 Any other relevant matters
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5.4 When is an Impairment Stable?
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5.5 Unreasonable Refusal to Medical Treatment, Examination or Rehabilitation Program
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5.6 Calculating Amount of PI Compensation Payable
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5.6.1 Initial Permanent Impairment Compensation Payment
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5.6.2 Additional PI Compensation Payment
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5.6.3. Age of medical evidence
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5.6.4 Reassessment of Tinnitus
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5.7 Date from which Permanent Impairment Compensation is Payable
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5.7.1 Initial Permanent Impairment Compensation Payment
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5.7.2 Additional Permanent Impairment Compensation Payment for a new condition
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5.7.3 Additional Permanent Impairment Compensation Payment for deterioration of accepted conditions
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5.8 Interim Permanent Impairment Compensation
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5.8.1 Eligibility criteria for interim permanent impairment payments
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5.8.2 Number of impairment points required for interim PI to be payable
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5.8.3 Amount of interim permanent impairment payable
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5.8.4 Determination of lifestyle rating where interim PI is payable
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5.8.5 Examples
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5.8.6 Recalculation of whole PI payment when interim condition stabilised
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5.8.7 Offering Interim Payments
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5.8.8 Worked Examples of Multiple Interim Payments - prior to 1 July 2013
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5.9 Deferrals
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5.10 Advising the Claimant
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5.10.1 PI claims and withdrawals
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5.11 Converting Weekly Amounts to Lump Sum
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5.11.1 Options for Conversion of Periodic Payments to Lump Sum
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5.11.2 Calculation of a Lump Sum Payment
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5.11.3 Electing a Lump Sum - Special Circumstances
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5.11.4 Payment of Lump Sum and when Interest Rates are Payable
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5.12 Additional Payment for Severe Impairment
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5.12.1 Subsection 80(1) - Eligibility for additional compensation payments
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5.12.2 Subsection 80(2) - Finding the relevant date
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5.12.3 Subsection 80(2) - Dependant
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5.12.4 Subsection 80(2) - Eligible Young Person
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5.12.5 Subsection 80(3) - Children born alive after but conceived before and adopted children
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5.12.6 Section 80(3) - IVF consideration
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5.13 Financial and Legal Advice for Permanent Impairment Compensation Payments
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5.14 Claimants Instituting Action for Damages (Common Law Action)
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5.15 Payment of Private Insurance Benefits
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5.16 Determining Level of Impairment and Lifestyle Effects
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5.16.1 GARP M - The Approved Guide
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5.16.2 R&C ISH
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5.16.3 Lifestyle Ratings
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5.16.4 Self-Assessed Lifestyle Ratings
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5.16.5 Use of psychologists
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5.17 Additional benefits associated with permanent impairment payments
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5.17.1 Pensioner Education Supplement
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5.17.2 Energy Payments
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5.18 Payment Practices
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