Financial Hardship

Financial hardship is considered to exist when the applicant's circumstances come within the General Conditions For Assessing Hardship and the ratio of the commitments on the home to the combined gross income of the applicant and spouse exceeds:

• 20% - where the combined gross income does not exceed an amount equal to the Maximum Rate Service Pension plus the Basic Income Limit;
• 25% - where the combined gross income exceeds an amount equal to the Maximum Rate Service Pension plus the Basic Income Limit.