11.5.5 Payment by Individual Cheque

What is payment by individual cheque?

Payment by individual cheque involves sending a cheque for the value of a pensioner's fortnightly pension instalment to their nominated address each fortnight.    

Reasons for paying by cheque

In order to receive payments by cheque, a pensioner must have an exemption from direct credit payment granted by Commission.    

Disadvantages of cheque payment

In comparison to direct credit, individual cheques have the disadvantages that they are:

• expensive to issue
• difficult to trace, and
• time consuming to reissue.