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7.11.9 Review of rate of repayment review of the debtor's capacity to repay should be undertaken every 12 months. This review may be a complete review (i.e. completion of a Statement of Financial Circumstances) or simply entail obtaining revised details from the employer under section 128 VEA. Any adjustment to the amount should be effected through a new Payment Notice sent to the employer and a copy to the debtor.