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2.6.3 Fraud occurs where there is a deliberate act of deceit on the part of a pensioner or a third party, in order to obtain a higher rate of pension, benefit or allowance than would otherwise be payable. example, a person may knowingly make a false statement, or deliberately withhold information about their income and receive payment that is more than their legal entitlement. a payment has been obtained by fraud (impersonation and/or deception), a recoverable overpayment has occurred (section 205 VEA refers). Section 56H VEA refers to the date of effect of the adverse determination in this circumstance.